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Showing posts from May, 2010

No Win No Fee

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"No Win No Fee" in the UK is the term used to describe the Conditional Fee Agreement (CFA) between a law firm and their client. In any claim (Commercial or Personal Innjury), this is an agreement between the client and their lawyer, which will enable the lawyer to take on a case on the understanding that if they lose the case, the client will not have to pay their lawyer’s costs, but will still be responsible for the defendants costs if the case is lost.

However, if the lawyer wins the case they will be entitled to their standard fee plus an uplift referred to as a success fee. In English law, the success fee cannot be greater than 100% of the lawyer’s standard fee.

If the client wins their case, either the Courts or the losing party’s will make an award of damages. In addition, the defendant will be required to pay the client's legal costs including any uplift of fees as well as expenses. With most Conditional Fee Agreements, the client will have nothing to…

Student Loan Consolidation Advice

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With the constant rise of tuition costs, many college students are opting to apply for student loans. As a result, a large majority of graduating students end up with multiple loans. Unless they've graduated with a degree in finance, most students don't understand how to responsibly handle a large amount of debt. Fortunately large banks and financial institutions recognize this and now offer student loan consolidation advice and services.

There are a multitude of programs available to graduating students that can provide you with excellent benefits which can reduce your interest as well as providing an overall better loan in your terms. When you decide to consolidate your student loans, you are lumping them into a single lower interest, lower monthly payment. This provides easier money management and less hassle so the student can get on with their careers, instead of focusing on debt worries.

If you are considering consolidating your student debt, you need to…

Lemon Law Buyback Vehicle

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A Lemon Law Buyback Vehicle is a vehicle that has been reacquired by the vehicle manufacturer, on or after January 1, 1996, because of specified warranty defect(s). The vehicle must be registered in the manufacturer’s name prior to resale to a member of the public.

Manufacturer requirements

Upon reacquiring a vehicle because of specified warranty defect(s), the manufacturer must:

* Request that the Certificate of Title and Registration Certificate be marked “Lemon Law Buyback.”
* Title the vehicle in the manufacturer’s name.
* Attach a decal to the vehicle, which reads, “Lemon Law Buyback.” The decal will be affixed to the:
o Left door frame, or
o Frame of the major entry into the vehicle, such as the front right door frame of a motorhome, or
o Left side of a vehicle without doors, such as a motorcycle.

Additional requirements

When a warranty return vehicle is sold, the seller must notify the buyer/transferee on letter size paper of the following:

* The year, make, model, and vehicle …

Things To Do When You`re Bored

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Blink wildly and then close your eyes really tight for an interesting light show
(Amusement Potential: 1-5 minutes)
See a variety of blobs, stars and flashes. Try to make out shapes and see if your subconscious is trying to send you a message.

See how long you can hold a note
(Amusement Potential: 4-20 minutes)
Not that much fun, but it sure passes the time. Play with a friend, or try to beat your own personal best. Inhale deeply and then try and make a noise for as long as you can. Earn extra points for making your partner laugh or ending on an amusing note.

Try to not think about penguins
(Amusement Potential: 1-5 minutes)
This is especially hard, because by trying too much, you remember what you were trying to avoid thinking of. If you try too little, you end up thinking about penguins anyway.

Use your secret mind power
(Amusement Potential: 5-10 minutes)
Pick a passing by and try to use your mind power to command them do something, like drop their bag or knock into someone. The law o…

22 Crazy Alcohol MYTHS You Swore Were True

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Does this beer make me look fat? (the beer belly)
A study published in 2003 by the Journal of Nutrition looked at the bellies of beer drinkers, wine drinkers, spirit drinkers, and no drinkers. They measured the body-mass index (BMI) and the abdominal height of each subject. The abdominal height is the distance from your spine to the top of your abdomen (how far your tummy sticks out). The results showed beer drinkers had no more body fat than non drinkers on average . Beers range between 100 and 200 calories. You need 3500 calories to create a pound of fat. Of course beer can only add to your caloric intake, but lifestyle and genetics most likely play a bigger part in your tummy fat. The minimum drinking age in America is 21 by federal law
Each state can set the minimum drinking age to any number they like. Unfortunately, the federal government passed the National Minimum Drinking Age Act in 1984, which coerces states to keep the drinking age at 21. The law d…

What Makes A Good Club DJ?

It's About Time Somebody Let The Cat Out Of The BagBy the time you've finished this article, you'll know what the experts have to say and you'll have heard my not-so-humble opinion. Before we begin, you are cautioned to ignore what curiosity did to my friend pictured above. Who Are The Experts And What Do They Say?DJ Magazine is a monthly magazine that is generally recognized as one of the largest selling dance music magazines in the world. Beginning its publication in 1991, this magazine now has a circulation of more than 30,000 copies monthly and is so popular that it is translated into numerous languages.
Each year, DJ Magazine publishes its list of the top 100 DJ's based upon public votes. I would consider the top ten identified DJ's to be reliable experts on what it takes to be a good DJ. Here's what they have to say on the subject:

#1 Armin Van Buuren - "Timing and character."

#2 TiĆ«sto - "A great DJ can adjust to the crowd, …

How to Live Like James Bond

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Do you want the James Bond lifestyle? The travel, the women, the adventure, the style, the money...
It sounds pretty much like 'the dream' right? You're not alone, there are thousands of people around the globe who agree that Mr Bond is the epitome of cool. For some however it's more than just a dream...
A select group of people have been living the James Bond lifestyle without even the hassle of tackling international criminals. After some time Derek Johanson stumbled across their secret and has not only studied this global elite but has managed to become one of them!
Now part of this global elite; Derek Johanson managed to refine the lifestyle into several key elements which he has then broken down into actionable steps that anyone can achieve. He has written a guide on how to live like James Bond in real life and today I will share the key elements that his eye opening study contains.

Here Are the Keys to Living the James Bond Lifestyle...The Bond Style &…

10 Steps to Install GD and ImageMagick using Yum on Fedora server

GD and ImageMagick are must installed components on your server if you are dealing with images in PHP, and I can’t believe that your application is not using any image processing.

PHP is used to create and manipulate image files in a variety of different image formats, including GIF, PNG, JPEG, WBMP, and XPM with the help of GD. Even more convenient, PHP can output image streams directly to a browser.

ImageMagick is an open source software suite for displaying, converting, and editing raster image files. It can read and write over 100 image file formats.

Lets start with its installation. Here are 10 step to achieve this.
Step : 1?View Code TEXT 1yum install php-gd .Step : 2?View Code TEXT 1yum install glib .Step : 3?View Code TEXT 1yum install glib2 .Step : 4?View Code TEXT 1yum install libpng .Step : 5?View Code TEXT 1yum install libjpeg .Step : 6?View Code TEXT 1yum install libtiff .Step : 7?View Code TEXT 1yum install ghostscript .Step : 8?View Code TEXT 1yum install freetype .Step : 9?View…

Top 5 Alternatives to the Apache Web Server

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The Apache web server is the most popular server online, used on more than 70% of all servers connected to the World Wide Web. And there are good reasons for it: it’s free, it’s very stable, it delivers a great performance, it’s very customizable, and last, but not the least, it was one of the first web servers available when the Internet just started, so people didn’t have much of a choice back then .
Joking aside, Apache is an excellent all-purpose web server. But for those who need a more specialized web server that is stronger in some areas (like size, customization, serving speed, etc.), even if it falls short in others, there are, of course, alternatives to Apache.

Below are the most popular alternative web servers that can replace Apache on your server.

Lighttpd. The most popular free alternative to Apache, Lighttpd is a single-threaded web server optimized for a large number of keep-alive connections (which is what most high-traffic web sites and applications need)…

10 Free Computer Games That Rock - No Demos!

I know in this economical time of distress, the last thing you want to be spending your money on is unnecessary material items. I’m constantly searching for freebies, because after all, once all the bills are paid for, I barely have enough money to keep food in the fridge, let alone go out and buy superfluous accessories. After about a year of exploring all the great, free stuff out there on the ‘net, I’ve compiled a list of some of the greatest free computer games there are to offer.

Frets on Fire – If you like the Guitar Hero series, then you will absolutely love Frets on Fire. It’s Guitar Hero on your computer, played with your keyboard! And when I say that it’s played with your keyboard, I mean you hold that keyboard like it’s your guitar and rock out. Frets on Fire is set up much like Guitar Hero, but like I said, you play with the keyboard by pressing the Function buttons as the keys and Enter as the strum bar. The game comes with a small collection of starter songs, …

Should You Pay Off Your Mortgage Early?

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I only know of one person who has ever saved up all the cash needed to purchase a home. Not even my grandparents could do it. If you want to own a home, a mortgage is just about the only way the average person can do it. When you get a mortgage you are agreeing to pay a (usually) set amount of money (a large amount!) every month for thirty years. It can be overwhelming to commit to something for the next thirty years of your life, but once you start making those payments, it is easy to just accept that that is the way it is and keep making those payments for the next few decades. Except there is the option of paying it off early.



In today's instant gratification society it can be hard to find extra money in your budget each month when there are so many other tempting things calling for your money. Even if you can find some extra to send to the mortgage company, it can seem like only a small drop in the bucket of the total mortgage. One has to wonder if it is wo…

5 Unusual Freelance Jobs

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What's the first thing you think of when you hear the word "freelance?" If you're like most people, you said writing. Those two words just seem to go together. There are a lot of people who would love to experience the freelance lifestyle, but just don't like to write. Fortunately, you don't have to be a writer to be a freelancer. You can use your spare time to make some extra money online, or turn your passion into a full time freelance career. Here are just five career ideas based on the hundreds of freelance opportunities I turned up in a recent job search; and none of them have anything to do with writing or article marketing.

Freelance Social Media ConsultantHave your friends been telling you that you spend way too much time on Facebook? Do you tweet so much that you've started speaking 140 characters at a time? You could turn that experience into a career as a freelance social media consultant.

The business world is finally realizing …

The A to Z of Cold Brewing Coffee

If you are unfamiliar with the term “cold brewed coffee”, then know that it is a coffee syrup that you can brew using fresh ground coffee and cold water. If you are an iced coffee fan, then this syrup is a really fantastic addition to complete your summer coffee drinks or to even add to hot water so that it will give you a premium hot beverage. One of the main benefits of cold brewing your coffee is the fact that it actually is less acidic than a regular hot coffee brew. Another thing to be noted, which may be good or bad depending on your coffee addiction, is that a cold brewed coffee actually does have less caffeine than it’s steaming hot counterparts. If you are a heavy coffee drinker, then it may be wise to replace a few of your cups per day with this type of cold brewing style.

Often times, when you are a heavy coffee drinker you will notice difficulty sleeping and irritability if you are not well supplied with your steaming mug of java. To add some much needed bala…

What is Homeowner Loans - A Quick Guide

What is a homeowner loan?
If you own your home, there is an additional loan option available to you. In addition to personal loans, there are also loans that are secured against your home. Because your home is used as security for repayment, these secured loans are also commonly referred to as homeowner loans.


What are the advantages of a homeowner loan?
By using your home as security against the loan you may be able to borrow more money than you could with a personal loan. Personal loans usually cater for loans of up to £25,000 while homeowner or secured loans are required for larger amounts.

Having the security of the value of your home also means that lenders can rely on something other than just personal credit history to determine whether you will repay your loan. This means that people who are self employed or have experienced a bad credit history in the past will often still be considered for homeowner loans.


Is my home at risk?
Yes. If you default on your re-payment you could lo…

The Basics of Making a Proper Cocktail

Types of cocktails: Cocktails can be separated into two main categories: Short drinks typically contain between 6 to 12 cl. of liquids and tend to be consumed as a digestive drinks. These Short Drinks are strong and contain a lot of alcohol.Long drinks typically contain between 12 and 25 cl. of fluids and can be enjoyed as aperitif or as a thirst quenching daytime beverage, as they are less strong than the short drinks.Professional bartenders will divide the cocktail families much further and will use words like: collins, fizzes and flips, all of which will be discusses elsewhere on this site. Cocktail preparation: Although, in principle, all combinations are possible and the number of cocktail recipes is therefore nearing on infinite, there are some basic rules that need to be observed: Combining 2 "bad" products can never come to a positive result.Neither a short drink nor a long drink should contain more than 7 cl. of alcohol.Never combine 2 type…